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    Help i dating someone with a ton of student debt

    Do you have any advice on how to be more understanding?

    His student loan debt is his alone and his payment history for those loans stays on his credit history, not yours.

    Now that the holidays are around, I have a bit more time for self reflection.

    After reading how seniors are getting their social security checks garnished today and almost half of borrowers over the age of 65 are in default on their student loans, I felt compelled to share my student loan debt story.

    Of survey respondents, 75 percent viewed student loan debt as “baggage” and 12 percent said they’d be more concerned about high levels of education loans than if a prospective partner had a child, was divorced or had a record as a nonviolent felon.“I am debt-free thanks to various factors, some related to hard work and much related to luck.

    My parents could help me pay for college,” the reader wrote.

    People over the age of 50 are the fastest-growing group with student debt, even outpacing younger generations, according to a report from the Government Accountability Office.

    -- Are you prepared to accept a lower standard of living until they are paid off?

    After all, if you are getting yourself on track financially, wouldn’t it be against your values to be with someone who is bad with money?

    Furthermore, your finances are merely a reflection of you. So, if your significant other is a financial mess, it’s almost guaranteed that other areas of his life are a mess, too.

    And that poses an interesting question: does money matter when dating, especially early on?

    Or is it something to talk about later when things start to get serious?

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